People 15 Years and Over Borrowing from a Financial Institution in the Past Year for United States was 28.89% in January of 2017, according to the United States Federal Reserve. Historically, People 15 Years and Over Borrowing from a Financial Institution in the Past Year for United States reached a record high of 28.89 in January of 2017 and a record low of 20.14 in January of 2012. Trading Economics provides the current actual value, an historical data chart and related indicators for People 15 Years and Over Borrowing from a Financial Institution in the Past Year for United States - last updated from the United States Federal Reserve on May of 2024.